SHOCKING!! List Of Things Nigerians Spend Their Money On Always - Nigelzient



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Saturday, May 07, 2022

SHOCKING!! List Of Things Nigerians Spend Their Money On Always

Our daily spending are always a reflection of our requirements in life. You spend your money on things that are essential to you.

The tiny items we spend money on, on the other hand, are the ones that make the most hole in our budget because they occur on a daily, weekly, or monthly basis.

The top 10 items Nigerians spend their money on that may be affecting their finances without their knowledge, are listed below.


Many people treat recharge cards as if they were water. A friend of mine claims that she saves money on airtime since she buys the N100 cards. But, believe it or not, she buys at least six N100 cards every day. People buy airtime on a daily basis, thus it’s at the top of the list (except maybe those who buy larger units, they buy airtime like every two to three days).

Internet subscription

It’s very rare to see someone these days who is not on social media and it all boils down to internet subscription. The craze for Facebook, twitter, Instagram, and other platforms has amplified recently. You hardly see anyone without a smart phone or without internet subscription. Even secondary school students now have to do their homework on line causing parents to subscribe for their computers at home. Network providers make it all the more tempting by providing data plans that are easily affordable for everyone.

Cable subscription

We’d blame this on the ladies for their love of Telemundo and ZeeWorld but the guys are up the same alley with them for their love of sports and music (not to say there aren’t guys who watch soaps or ladies who watch sports; they just aren’t that common). Every other month, Nigerians spend money on cable subscription so they don’t miss out on their favorite shows. It’s become much of a habit; they rarely notice its impact on their finances.

“NEPA” bills

Whether you are on the pre-paid plan or the post-paid plan, bottom line is that every Nigerian pays for NEPA bills (even those who don’t get to enjoy the power supply). A lot of people complain that the money they pay is not commiserate with the power they are supplied. Just last week, someone was complaining at a bar, that they hadn’t had light for 3 out of 4 weeks but were still charged very high with no consideration to those 3 weeks.


If it’s not for your car then it’s for your generator but Nigerians spend money on fuel daily resulting in fuel stations stationed almost at every turn. Even the black market thrives especially for bikes and keke na pepe.


Commuting within the city is another way Nigerians spend money. For those who don’t own a car, you have to pay for a bus, taxi, and bike or ‘keke na pepe’ to take you to and fro anywhere; school, church, market, work, out of town. Car owners are not exactly free of this since they need to buy fuel/gas for their cars.


We’d say kerosene but you’ll agree with me that more people use gas cookers than they use stoves or firewood these days. Almost every household spends money on gas.


People buy water everyday be it sachet water (pure water), bottle water or bore-hole water. It seems like nothing but what you don’t know is that all those N10 or N100 you spend several times a day actually adds up.

Soft drinks

This is common practice. People buy soft drinks everywhere; while stuck in traffic, at a park waiting for your bus to get filled, at schools, at hospitals, in a restaurant, even at your work place. Vendors happen to be everywhere and you can’t help but buy with the usual excuse of ‘I really need something cold to drink’. While it’s not good for your pocket, you should consider the fact that it’s not good for your health either.

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